Intelligent PMI urge people to review their private medical cover to help with the cost-of-living crisis

Monday 13th June 2022

Private healthcare insurance broker, Intelligent PMI Ltd are encouraging people to review and consider switching their healthcare cover as the cost-of-living crisis takes hold and inflation hits a 40 year high.

As an independent broker, Intelligent PMI help thousands of families, individuals and businesses source the best possible healthcare cover through expert care and support. As inflationary pressure has increased, the team have helped customers to reduce premiums and/or improve their level of protection through annual reviews. Intelligent PMI have introduced the independent feedback tool, "Feefo" to their customer base to ensure that they are delivering exceptional customer service. Their current rating stands at 4.9*/5* and is testament to their hard work.

Intelligent PMI Director, Kieran Maguire comments, 'With recent post covid product enhancements and rising medical inflationary costs, we really would encourage people to review their private medical insurance cover. We value long term relationships and understand the importance of continued medical coverage to the consumer. Our customers continually benefit from the fact that we work with a wide range of insurers. This makes sure that when customers want to switch their policies, we have the best possible chance of improving policy coverage, often with much lower premiums too. As the cost-of-living is rising so rapidly, this is a simple way to reduce monthly outgoings, whilst ensuring quality protection is in place when customers need it the most.'

The annual review offered by Intelligent PMI involves a discussion with one of their highly trained experts to go through current circumstances, desired level of cover, recent health history, pre-existing conditions and any potential exclusive member offers. Arranging effective private medical insurance can be vital to a person's wellbeing and deserves bespoke focus and care to get right. Often providers will not review a policy once it has been set up meaning it can quickly become out of date or overly expensive if circumstances have changed.

The private medical insurance industry is regulated by the Financial Conduct Authority (FCA). Today, the FCA recognises the importance of frequent policy reviews and insurers are instructed by the FCA to explain this on all renewal invite documentation. Intelligent PMI Ltd is directly authorised by the FCA and works hard to ensure that each customer receives an annual review of the protection that they have in place.

For those either considering having private medical insurance or switching their cover, they can contact Intelligent PMI via www.intelligentpmi.co.uk, healthcare@intelligentpmi.co.uk or 0800 999 1910.